Insurance is designed to protect your financial security and should be a key part of your overall financial plan. Depending on the type of insurance you purchase, you or your beneficiaries receive a cash benefit if you suffer a disability, become ill or die.
A proper financial plan can mean the difference between leaving your loved ones well-positioned financially and leaving them to cope with debts and an inadequate income.
Life Insurance
When do you need Life Insurance?
A new career. Your first home. Starting a family. Building your wealth. Retirement…
Life is constantly changing. As it does, so do your priorities and your insurance needs.
Whether you need a basic insurance solution to help protect your loved ones, need a way to protect your income or your home, or whether you need a more sophisticated strategy to help build and protect your wealth, we can help.
Our experience advisors of life insurance solutions can help you prepare for all of life’s stages – all backed by world’s most experienced and professional insurance companies.
Critical Illness Insurance
Critical illness insurance is a form of protection that can provide you with a lump sum payment if you suffer from a covered critical illness and the survival period is satisfied.
The physical and emotional strain of a critical illness can be severe and when you combine that with the potentially damaging financial impact, the result can be devastating.
That’s where the critical illness benefit comes in—you are free to spend the money as you wish—such as to help cover lost income, to pay for private nursing or out-of-country treatment, for medical equipment or even to pay off your mortgage. It can help you where you need it most so you can focus all your energy on recovering
Disability Insurance
Disability insurance can provide you with financial security by replacing a portion of your earnings when an accident or illness causes you to become disabled and unable to work or earn an income.
Accidents and illnesses are a fact of life. They could happen to anyone at any time.
