Disability insurance
(DI) is a form of income protection that pays out a benefit if you can’t work because of an illness or injury. The level of income replacement that a plan offers and how long you get payments varies by type of disability insurance and your policy details.
A private disability insurance policy is an often-overlooked tool for building a financial safety net, but it can fill the coverage gaps left by health insurance plans and life insurance policies. Even if you have short-term coverage from an employer, consider combining it with a long-term policy for more complete coverage.
Critical Insurance
Life is full of surprises and not all of them are good. If you were diagnosed with a critical illness, could your family carry on or would life come to a halt? Cover Direct critical illness insurance is a way to help safeguard your family finances should you become seriously ill.
With it, if you were to suffer from one of the defined serious illnesses, you’ll receive a cash amount that could help keep family life on track while you recover. If you need to make a claim, our critical illness insurance could help provide you and your family with financial support when it’s needed most.
Life Insurance:
As life changes, insurance needs can change too. Life insurance is a way to help ensure that your family’s financial future will be protected. We offer different types of life insurance and we can help you find the solution that’s right for you
We offer products that provide tax-free benefits* which can help:
- Replace your income to maintain your family’s standard of living.
- Secure your dependent’s future by covering education and other needs.
- Cover your home expenses and debts.
- Pay for final expenses and funeral costs.Mortgage Insurance:When you own a mortgage, you are often offered a mortgage protection plan by your lender. This is a plan that insures your mortgage against your death and pays the outstanding balance, taking the responsibility away from your family members.But there are some significant downsides to getting a mortgage insurance plan from your lender that we believe Canadians should consider. There are other options to choose from that offer more comprehensive coverage with more freedom and flexibility.Travel Medical InsuranceThe most touted reason for travel insurance is related to health. Medical emergencies can happen to anyone, regardless of your age, destination, or length of trip. When it comes to one’s health, money is no object – but the reality is, obtaining emergency medical care away from home can be very costly.Many Canadians are still surprised to learn that their provincial health insurance plan does not extend to out-of-country medical care. In reality, your provincial or territorial health plan covers only a very small portion of the costs (if any) for medical care you receive while abroad. It’s for this reason that the Government of Canada recommends securing travel insurance with medical benefits before you leave on a tripoutside of Canada or just
Medical care without insurance can cost thousands of dollars for even minor incidents. A
major illness or accident can c
Travel
Medical care without insurance can cost thousands of dollars for even r major illness or accident can cost hundreds of thousands of dollars. Prepare yourself for unexTpected events that can happen anytime, anywhere. Travel medical insurance covers emergency medical costs for you and your family while o
Super Visa Insurance:
As of December 1st 2011, the Canadian Government introduced a new Visa for Parents and Grandparents to visit in Canada. Visitors who are not Canadian citizens or permanent residents of Canada can visit their family in Canada and can enjoy with their families. This is a long-term, multiple entry visa valid for up to 10 years.
Parent can visit to their family member in Canada for up to two years without the need to renew their status. This new Super Visa is making able to reunite families much quicker. Early it used to take 8 years but now it is 8 weeks. This will make it easier for your parents and grandparents to visit at very short notice
outside your province. Canada Protection Plan offers many options for Travel Medical Insurance, including insurance for Snowbirds, insurance to cover a single trip or vacation and annual multi-trip insurance. We also offer Trip cancellation insurance options.
Travel Medical Insurance
Medical care without insurance can cost thousands of dollars for even minor incidents. A major illness or accident can cost hundreds of thousands of dollars. Prepare yourself for unexpected events that can happen anytime, anywhere. Travel medical insurance covers emergency medical costs for you and your family while you are outside of Canada or just outside your province. Canada Protection Plan offers many options for Travel Medical Insurance, including insurance for Snowbirds, insurance to cover a single trip or vacation and annual multi-trip insurance. We also offer Trip cancellation insurance options. Prepare yourself for unexpected events that can happen anytime, anywhere. Travel medical insurance covers emergency medical costs for you and your family while you are outside of Canada or just outside your province. Canada Protection Plan offers many options for Travel Medical Insurance, including insurance for Snowbirds, insurance to cover a single trip or vacation and annual multi-trip insurance. We also offer Trip cancellation insurance options.
